Are your Insureds Covered?

Consider The following:

• Failure to Prevent Unauthorized Access:  As a consultant, they recommend upgrades to a client’s servers, software and firewalls.  They purchase, install and customize the hardware and software.  Six months later, a hacker breaks through the firewalls and steals personal information of thousands of their client’s customers.  Their client loses business and accrues damages from notification and requirements for credit monitoring.  They sue your insured. 
• Unintentional Introduction of Malicious Code:  After providing services to a client, their system is attacked by a virus and all of the files on the hard drive are lost including accounting records and customer information.  They sue your insured for the cost to recover data and lost income from not being able to market to their customers. 
• Intellectual Property:  They create software that their previous employer feels uses code that they have copyrighted.  They are sued for copyright infringement.
• Bodily Injury:  While setting up a network for a client, their client trips over a cable they are running.  They are sued for negligence, bodily injury and lost wages.  Their GL policy may NOT COVER THIS!!

Coverage for technology E&O and a Business Owner’s Package starts at $995. We offer on one policy, for one low price, the following coverages:

• $1 Million limits of Professional Errors and Omissions Coverage that includes coverage for Personal Injury
• Failure to Prevent Unauthorized Access
• Malicious Code
• Bodily Injury arising out of Professional Services
• $1 Million limits of General Liability
• Business Property with a limit of $25,000
• Business Income with a limit of $50,000!